Included in all screening applications!
Affordability analysis with an expert included.
Debt-to-Income Is the Number One Reason for Denied Mortgage Applications! We calculate affordability within underwriting guidelines.
Get approved!
- A documentable, trackable action plan is key to successfully completing any option to purchase transaction.
How can I rent-to-own a home with bad credit?
How can I rent-to-own a home with bad credit?
Our credit expert will analyze your report and offer advice to improve your credit worthiness. Poor credit should be temporary with the right tools and plan.
Affordability Analysis
Underwriting with a futurist view!
This analysis helps you to understand how price of your future home will impact impact your budget.
How to Get Your Credit Ready to Buy a Home?
There is a big difference in credit repair services when buying a rent-to-own
(Audio file) In this episode of Not Just A Transaction, hosts Nick and Zachary speak with special guest and credit repair expert Paul Ritter. Paul discusses how he works with tenant buyers to get credit issues straightened out so that they can qualify for a loan at the end of the lease period, and he explains what huge differences set his services apart from other competitors that aren’t as invested in the success of the buyers.
What you’ll learn:
- How My Credit Team has worked closely with the Pre Property Solutions team for years, and how they specialize in credit repair and helping people get to the finish line
- How Zachary himself has used My Credit Team’s credit repair services and can attest to how effective they are
- Why My Credit Team’s credit repair process has been refined and simplified with the intent to take the stress off
- Why your debt-to-income ratio is the single most important factor in determining if you will be able to get to the finish line
- How 85% of the people My Credit Team work with successfully buy their home, and how as much as 12% fail to make it to the finish line because they stop following the process
- Why a higher down payment has a direct effect on how likely you are to get approved for your purchase at the end of the rental period
- Why working with a credit repair service that is aggressive and that works with the timeframe you have in mind is crucial
- Why your debt-to-income ratio and the quality of credit are the two primary factors that need to be worked on to get you into a lease-option home
Resources:
- Set up an appointment with My Credit Team: Text APPT to (724) 221-3111
- My Credit Team Website: www.mycreditteam.com
- Screen The Tenant Website: www.screenthetenant.com
- My Credit Team Facebook: www.facebook.com/mycreditteam/
- Screen The Tenant Facebook: www.facebook.com/screenthetenant/